Global News: Buy now, pay later: A help or a hindrance?
October 17, 2025 —
Buy now, pay later services like Klarna and Affirm allow shoppers to spread payments out over time, usually without a fee … as long as they’re paid on time. Dr. Fletcher Baragar with the University of Manitoba’s Department of Economics says the services are designed to be user-friendly. “Make it easy, make it convenient, minimal questions asked,” he said.
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